{"id":1100,"date":"2021-11-04T16:04:47","date_gmt":"2021-11-04T16:04:47","guid":{"rendered":"https:\/\/ateamflorida.com\/?page_id=1100"},"modified":"2021-11-04T17:33:21","modified_gmt":"2021-11-04T17:33:21","slug":"renting-vs-buying","status":"publish","type":"page","link":"https:\/\/ateamflorida.com\/index.php\/renting-vs-buying\/","title":{"rendered":"RENTING VS. BUYING"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column]\n\t\t\t<!-- START Slider 2 1 REVOLUTION SLIDER 6.7.38 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_3_1_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:transparent;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_3_1\" style=\"\" data-version=\"6.7.38\">\n\t\t\t\t\t<rs-slides style=\"overflow: hidden; position: absolute;\">\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-14\" data-title=\"Slide\" data-anim=\"adpr:false;\" data-in=\"o:0;\" data-out=\"a:false;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/ateamflorida.com\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" title=\"A-Team-Miami-Broward-Palm-Beach-Florida-1536&#215;503\" width=\"1536\" height=\"503\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/ateamflorida.com\/wp-content\/uploads\/2021\/11\/A-Team-Miami-Broward-Palm-Beach-Florida-1536x503-1.jpg\" data-panzoom=\"d:10000;ss:130%;se:100;\" data-no-retina>\n<!---->\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-15\" data-title=\"Slide\" data-anim=\"adpr:false;\" data-in=\"o:0;\" data-out=\"a:false;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/ateamflorida.com\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" title=\"Keller Williams A Team Florida Hollywood Broward County\" width=\"1800\" height=\"696\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/ateamflorida.com\/wp-content\/uploads\/2021\/11\/Keller-Williams-A-Team-Florida-Hollywood-Broward-County-1.jpg\" data-panzoom=\"d:10000;ss:100;se:130%;\" data-no-retina>\n<!---->\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-16\" data-title=\"Slide\" data-anim=\"adpr:false;\" data-in=\"o:0;\" data-out=\"a:false;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/ateamflorida.com\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png\" alt=\"\" title=\"South-Florida-Keller-Williams-Realtors-A-Team\" width=\"1800\" height=\"1130\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/ateamflorida.com\/wp-content\/uploads\/2021\/11\/South-Florida-Keller-Williams-Realtors-A-Team.jpg\" data-panzoom=\"d:10000;ss:100;se:130%;\" data-no-retina>\n<!---->\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t<\/rs-module>\n\t\t\t\t<script data-jetpack-boost=\"ignore\">\n\t\t\t\t\tsetREVStartSize({c: 'rev_slider_3_1',rl:[1240,1024,778,480],el:[600,768,960,720],gw:[1700,1024,778,480],gh:[600,768,960,720],type:'standard',justify:'',layout:'fullwidth',mh:\"0\"});if (window.RS_MODULES!==undefined && window.RS_MODULES.modules!==undefined && window.RS_MODULES.modules[\"revslider31\"]!==undefined) {window.RS_MODULES.modules[\"revslider31\"].once = false;window.revapi3 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n[vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;1096&#8243; img_size=&#8221;550&#215;570&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;zoomIn&#8221;][vc_empty_space][vc_column_text]\n<h2><span style=\"color: #ff0000;\"><strong>WANT US TO TELL YOU HOW MUCH YOUR HOME OR CONDO IS WORTH?<\/strong><\/span><\/h2>\n<p>We can\u2019t.\u00a0 The current market dictates the sales prices.\u00a0 What we can tell you is that there are a lot of first time buyers out there right now taking advantage of the still-low interest rates.\u00a0 And the baby-boomer generation, the second largest, is down-sizing and buying second \u201chomes\u201d (condos).\u00a0 This is a great time sell BUT always remember that the best time to sell is when you want to live somewhere else.\u00a0 Do not let the market of the day tell you otherwise.\u00a0 At A Team Florida, our motto is \u201cLove Where You Live\u201d.\u00a0 Money cannot dictate that.\u00a0 There is no reason to move is you are happy where you are.<\/p>\n<p>What we CAN tell you is everything you need to know about how to get the most money out of your home or condo if you are ready to sell.\u00a0 We know Hillcrest condos inside and out.\u00a0 We know what the main issues are when it comes to repairs and we can take care of them before we list.\u00a0 However, every home in Hollywood is just a little bit different which is why we pay for an inspection before we put a home on the market so we can prevent the buyer\u2019s inspection from killing the deal.<\/p>\n<p>When you are ready to interview Realtors for the job of selling your home or condo, call us.<\/p>\n<p><strong><span style=\"color: #000080;\">Renting vs. Buying &#8211; The Eternal Real Estate Debate<\/span><br \/>\n<\/strong>Owning a home has always been a major part of the American Dream. Just a generation ago, making the final payment of a 30-year mortgage was one of the biggest achievements of adulthood. People put down roots and lived in essentially the same town for their whole life.\u00a0Today, things are a little different. People move more frequently and over larger distances. In fact, studies show that the average person now moves every 7 years. Younger demographics are also more likely to rent their home for many reasons. Whatever your reason, renting or buying might be best for you. Below are some of the advantages of each!<\/p>\n<p><strong><span style=\"color: #000080;\">The Benefits of Renting<\/span><br \/>\n<\/strong>The flexibility that comes from renting a home or condo is obvious. Renters are in a better position to simply pick up and move if an opportunity comes along in a different city. Newcomers who have just relocated to a new area will also find renting first a good idea as they learn about their new community.<\/p>\n<p>The no-maintenance lifestyle is appealing for renters. The landlord is typically responsible for maintenance, upkeep, and repairs. For some, removing these concerns is worth the inability to paint a wall blue or build an outdoor kitchen.<\/p>\n<p><span style=\"color: #000080;\"><strong>The biggest mistake renters make is not having a game plan to be in a position to buy and start paying their own mortgage rather than their landlord\u2019s.<\/strong><\/span><\/p>\n<p><strong><span style=\"color: #000080;\">When to stop renting<\/span><br \/>\n<\/strong>Renters still make up for 36% of property dwellers and the average rate for a rental right now is $1,617.00.\u00a0It only makes sense to buy if you plan on staying in the home\/condo for at least 3-5 years or more.\u00a0 South Florida tends to beat the national average of rising equity which is about 4.9% year after year vs. our rate of 6.3%.\u00a0 What is going on right now with the rise in single family home prices is an aberration.\u00a0 Home prices have risen too high too fast so we are looking for a correction.\u00a0 When that happens, you need to be ready to buy.\u00a0Condos are still affordable and will benefit from single-family homes being priced out of reach for many buyers.\u00a0 Buying a condo now is a wise move.\u00a0 Buying SOMETHING right now is better than paying rent.[\/vc_column_text][vc_empty_space][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text]\n<h4><span style=\"color: #ff0000;\"><strong>Two True A-Team Florida stories<\/strong><\/span><\/h4>\n<p><strong><span style=\"color: #000080;\">My Son<\/span><br \/>\n<\/strong>For the younger folks, buying a condo or townhome is a wise decision.\u00a0 The name of the game is equity. I have told the story many times about my 21 year old son who wanted to rent until he saved enough money to buy his dream house, a 3\/2 with a pool. What I heard was, \u201cI want to pay my landlord\u2019s mortgage until I can get my own.\u201d\u00a0 Well, THAT wasn\u2019t going to happen to the son of a Realtor.<\/p>\n<p>I got him to buy a 1\/1 condo for 60K.\u00a0 This was back in 2013.\u00a0 He sold it in 2017 for 95K and had enough to put down on a 2\/2\/1 townhouse that he bought for 260K.\u00a0 In March 2020, he sold it and with the equity and the low interest rates, he was able to finally buy his dream home, a 3\/2\/1 with a pool and backyard kitchen\/BBQ area for 364K.\u00a0 It took him 8 years, but he did it the right way.<\/p>\n<p>Reminds me of an old double-entendre real estate joke: The dad says to his son, \u201cGet a lot while you\u2019re young\u2026\u201d\u00a0 Wise advise.<\/p>\n<p><strong><span style=\"color: #000080;\">My Nail Technician<\/span><br \/>\n<\/strong>Almost the same story, except she was happy renting her dream home for $1700 a month back in 2016.\u00a0Then the landlord informed her that he was raising the rent to $2100 per month.\u00a0 She and her hubby were pregnant with their third child and that was way too much for them.\u00a0 We found her a 3\/2\/1 townhome in Sunrise.\u00a0 Their mortgage payment is less than $1200.00 per month.\u00a0 The last sale in her neighborhood was 90K higher than what they paid so with that equity, they can start looking for the 4\/3 she wants for her family of 5 members.<\/p>\n<p><span style=\"color: #000080;\"><strong>WHY SHOULD I BUY?<\/strong><\/span><\/p>\n<p><span style=\"color: #000080;\"><strong>In today\u2019s market, many renters are spending up to twice as much on their rent payments as they would for a mortgage for the same type of property<\/strong>.<\/span><\/p>\n<ul>\n<li><span style=\"color: #000080;\"><strong>Equity<\/strong> <\/span>&#8211; Almost everyone has a monthly housing cost, whether it Is a mortgage payment or a rent payment. While renters are paying their landlord\u2019s mortgage, home\/condo owners are building equity in an asset that can eventually put cash in their pocket at selling or be borrowed against when needed.<\/li>\n<li><span style=\"color: #000080;\"><strong>Tax Benefits*<\/strong><\/span> &#8211; Mortgage interest is still one of the best tax deductions available. The IRS allows home owners to deduct from their gross income certain costs associated with home ownership such as: mortgage interest, property taxes and mortgage insurance. Additionally, when the home is sold, a single seller can take up to $250,000 of profit free from capital gains tax (a married couple can keep $500,000) as long as the property is their primary residence.<\/li>\n<li><span style=\"color: #000080;\"><strong>Hedge Against Inflation<\/strong><\/span> &#8211; Most mortgages today have fixed monthly payments. This means that the home owner will pay the same amount for housing for the duration of the loan term. Meanwhile the rental market is subject to not only inflationary pressure but the laws of supply and demand. And today, rents are at an all-time high.<\/li>\n<\/ul>\n<p>Owning vs renting your home is a personal decision. Determining the right situation for you and your family depends on your lifestyle and financial goals and needs. If you have questions or are interested in purchasing, <span style=\"color: #000080;\"><strong>call us at 8-HILLCREST or 844-552-7378.<\/strong><\/span>[\/vc_column_text][vc_empty_space][vc_single_image image=&#8221;845&#8243; img_size=&#8221;550&#215;590&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;fadeInRight&#8221;][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;1096&#8243; img_size=&#8221;550&#215;570&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;zoomIn&#8221;][vc_empty_space][vc_column_text] WANT US TO TELL YOU HOW MUCH YOUR HOME OR CONDO IS WORTH? We can\u2019t.\u00a0 The current market dictates the sales prices.\u00a0 What we can tell you is that there are a lot of first time buyers out there right now taking advantage of the still-low interest rates.\u00a0 And&#8230;<\/p>\n","protected":false},"author":1,"featured_media":9,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full.php","meta":{"footnotes":""},"class_list":["post-1100","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>RENTING VS. 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